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Guides

Guides that answer the real questions

New guides every week — researched, written for Australian businesses, and honest about what lenders look at.

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Comparing financeBasicsComparingTax & superEquipmentGetting ready

Print shop owner checking a renewal bill on a tablet beside racks of vinyl rolls in his workshop
Comparing finance

Business insurance premium funding, in 1-2-3

Insurance renewal too big to pay in one hit? How premium funding works, what it really costs, the catch in the fine print, and two other ways to cover it.

9 October 2026
Notebook with a handwritten numbered list next to a coffee cup on a café table
Basics

Three questions to answer before any business loan

Before any business loan, answer three questions: what it's for, how it will be repaid, and what happens if things go wrong. A plain-English guide.

2 October 2026
Business owner reading a printed document carefully with a pen in hand
Comparing

How to read a business loan offer, line by line

How to read a business loan offer: the costs to add up, the terms that matter, and the what-if clauses to check, in three passes before you sign.

2 October 2026
Restaurant kitchen team preparing dishes during a busy service
Tax & super

Payday Super and your cash flow: an employer's guide

Payday Super started on 1 July 2026. What changed for employers' cash flow, how to plan each pay run, and three steps to keep super on time without stress.

2 October 2026
Business owner opening an official letter at a kitchen table with a laptop nearby
Tax & super

ATO debt: three ways forward for owners

Owe the ATO? Three ways forward: an ATO payment plan, refinancing with a business loan, or restructuring advice, plus the deadlines that change the choice.

2 October 2026
Forklift unloading a new piece of machinery from a truck at a business yard
Equipment

Instant asset write-off and equipment finance, explained

How the instant asset write-off works with equipment finance: the $20,000 threshold, who's eligible, timing rules and three steps to buying equipment wisely.

2 October 2026
Business owner scrolling through bank transactions on a laptop with a highlighter and printouts
Getting ready

What lenders read in your business bank statements

What lenders look for in business bank statements: deposits, commitments and conduct, plus a three-month plan to make your statements tell a stronger story.

2 October 2026

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