Step 2 · Get ready
Get loan-ready: eligibility, documents and borrowing power
What lenders check, what paperwork to gather and how much you can sensibly borrow — sorted before you apply.
- 1
Pick the page that sounds like you
Each page opens with a quick answer, then three steps: what it is, who it suits and how to get it.
- 2
Check the fit
Compare security, speed and paperwork. Not sure? The 1-2-3 finance finder narrows it down in three questions.
- 3
Ask a real person
A 60-second enquiry with no credit check. A specialist calls you with the option that actually fits.
5 pages in get ready
Get your business loan-ready: eligibility checks, the documents lenders want, how much you can borrow and secured versus unsecured, in three steps each.
Business loan eligibility
Check your business loan eligibility in three steps: the basics every lender needs, what strengthens an application, and what to do about any gaps.
Read the 1-2-3 →Business loan documents
The documents Australian lenders ask for, sorted into three tiers: what every loan needs, what bigger loans add, and what property-secured loans require.
Read the 1-2-3 →How much can I borrow?
How much can your business borrow? Three ways lenders size a loan — cash flow, property equity and the asset itself — and how to estimate your own range.
Read the 1-2-3 →Secured vs unsecured
Secured vs unsecured business loans compared in three steps: amounts, paperwork, risk and speed, plus a worked example of one business borrowing both ways.
Read the 1-2-3 →New business loans
Loans for new and young businesses in Australia: why lenders want trading history, three realistic paths to funding, and how to build your case from day one.
Read the 1-2-3 →Keep going
Step 1 · Know your options
Business loan options, explained in three steps
Twenty-seven ways to fund an Australian business. Each one broken into three plain steps: what it is, who it suits, and how to get it.
Open loan options →Step 3 · Pick your moment
Money moments: when a business usually needs finance
Tax time, new hires, a big contract, a slow-paying customer. The everyday moments that turn into funding questions, and three ways through each.
Open money moments →Free tool
1-2-3 finance finder
Three questions, then the loan types that fit, what to prepare and your next step.
Try the finder →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to ask
One match, not a mailout
A real person on your file